Track your Investments

Money you keep in another currency or in crypto can count as an investment. moni follows what you put into it and what it’s worth right now, at live market rates.

Lesson 23 of 32 2 min

  1. Mark a category

    Create a balance category in another currency, like Bitcoin, and turn on Count as an investment. Your main one can’t be one.

    New balance category Bitcoin in BTC with Count as an investment turned on

  2. Buy it with a transfer

    A purchase is a transfer: 150 dollars from Wise to Bitcoin. moni works out the bitcoin amount at the market price of the day.

    New transaction from Wise to Bitcoin: 150.00 dollars and the bitcoin amount at the day’s market price

  3. See the whole picture

    Investments, in Menu, shows what you’ve put in, what it’s worth today and the profit or the loss: here, just a small dip for now.

    Investments: the value and invested lines since September, invested 8.06 million rupiahs and a small loss

  4. Follow the price

    The Invest tab of the category shows the bitcoin price in rupiahs, with your buys on the line and your average price dotted.

    The Bitcoin page on its Invest tab: the BTC price in rupiahs for a month, two buys and the average price

If something goes wrong

Where do the prices come from?
Fiat money comes from Frankfurter, the central banks’ own rates, every working day. Crypto comes from CoinGecko, every hour, with one full year of history.
Invested looks wrong
Tap Edit next to Invested and type in what you’ve really put in so far. moni then uses that amount to count your profit from now on, whatever the transfers have said.
Can moni follow stocks?
moni follows currencies and crypto, as there’s no fair free source of stock prices for apps. Keep stocks in your broker’s app, and use moni for everything else.
My dollar card isn’t an investment
That’s right: only the categories you mark count. A card you spend from every day would only ever show you a loss, so it stays an ordinary balance category.